RAIDH RASHEED
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Banking • Risk • Technology

Banking,
backed by technology.

I work in business banking at Bank of Maldives, with experience across lending, credit and compliance. My First-Class Honours degree in Computer Science adds a practical foundation in technology, data and automation.

Raidh RasheedBased in Maldives

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Experience

Professional experience

My career at Bank of Maldives began in lending, across credit assessment, documentation, settlement and recovery. I now work in business banking, with a focus on customer onboarding, compliance and daily operations.

Bank of Maldives

Malé, Maldives

  1. February 2026 – Present

    Current role

    Customer Service Officer

    Business Centre

    • Review customer onboarding and account-opening documentation for accuracy, completeness and compliance with bank requirements.
    • Identify documentation gaps before submission, helping reduce rework and processing delays.
    • Handle service requests and customer enquiries as part of day-to-day Business Centre operations.
    • Guide junior staff on banking procedures, systems and service standards.

  2. May 2024 – January 2026

    Customer Service Assistant

    Loan Centre

    • Reviewed loan and credit card applications, assessing creditworthiness and risk factors to support approval decisions.
    • Prepared credit opinion letters and loan statements in line with bank policy.
    • Automated loan evaluation templates to support consistent data and documentation.
    • Coordinated loan closure, settlement and recovery, including follow-up on overdue payments.

Projects

Selected projects

Work I have built outside my day-to-day role, from financial literacy to commerce and community tools.

3 selected projects, with more projects available below

Fin-IQ logo

Competition prototype

Fin-IQ

2nd Place · MMA Tamweel FinLit Fest 2025

An interactive Islamic-finance learning prototype, using stories and quizzes to make financial concepts easier to explore.

I led a three-person team in designing and developing the platform.

Built with: React Native · TypeScript

Project details

Built for the MMA Tamweel FinLit Fest 2025, Fin-IQ introduces Shariah-compliant financial concepts through interactive decisions and questions.

  • Story-based scenarios with decisions that introduce Islamic-finance concepts.
  • Quizzes with immediate feedback to reinforce learning.
Rebooted logo

Degree project · Prototype

Rebooted

A marketplace prototype for selling, donating and repairing electronics, designed to keep devices in use and reduce e-waste.

I designed and built the web app, API and role-based workflows as my degree project.

Built with: React · JavaScript · Node.js · Express · Vite

Project details

Rebooted connects device owners with buyers and repair providers. Separate user, provider and administrator workflows cover listings, repair requests and moderation, making the wider service process part of the product.

  • Listings for used electronics, with search, reservations and saved items.
  • Repair requests that providers can accept, decline and complete.
  • Administrator tools for reviewing users, providers, reports and listings, with an audit log.
  • A prototype API with JSON-file storage.
PopMerch logo

Live project

PopMerch

A pre-order commerce platform with product discovery, order management, customer emails and operational reporting.

I built the storefront and the tools behind its catalogue, orders and customer communication.

Built with: Next.js · TypeScript · PostgreSQL · Drizzle ORM · Tailwind CSS · ZeptoMail

Visit site
Project details

PopMerch brings the customer and administrative sides of a merchandise business into one application. Customers browse products and place orders; administrators manage the catalogue, track orders and send updates as each order progresses.

  • Product catalogue with variants, search and pre-order forms.
  • Authenticated tools for managing products, orders and customer requests.
  • Automated order confirmations and status emails through ZeptoMail.
  • CSV reporting, GST exports and downloadable receipts.
More projects (3)
OneSpace logo

Hackathon prototype

OneSpace

A community events prototype with discovery, registration and organiser tools, bringing scattered event information into one place.

I led development in a four-person team at Youth Hack 2025.

Built with: React Native · Expo · TypeScript · AsyncStorage · Gemini

Project details

OneSpace lets attendees discover and register for events while organisers create and manage them. It also explores how suggested Sustainable Development Goal tags can make the purpose of an event clearer.

  • Event discovery, registration and organiser profiles.
  • Tools to create and edit events, with map-based location views.
  • Optional Gemini integration to suggest Sustainable Development Goal tags.
  • Event data and demonstration accounts stored locally with AsyncStorage.
PlantPal logo

Personal project

PlantPal

A mobile plant-care companion for keeping plant records, tracking watering and scheduling reminders.

I built the app, including its plant records, local reminders and photo-based identification.

Built with: React Native · Expo · TypeScript · AsyncStorage · Gemini

Project details

PlantPal helps users keep a simple care routine for their houseplants. Plant profiles bring watering history and care information together, with optional Gemini-assisted identification from a photo.

  • Plant profiles with photos, notes and watering history.
  • Scheduled watering reminders using local notifications.
  • Photo-based plant identification when a Gemini API key is configured.
  • Plant records and demonstration accounts stored on the device.
ARMR Ventures logo

Company website

ARMR Ventures

A company website bringing its ventures, background and contact information together.

I designed and built the site, including its page structure and responsive layouts.

Built with: React · Vite · CSS

Visit site
Project details

The ARMR Ventures website gives visitors a straightforward introduction to the company and its businesses. The work focused on clear navigation, readable content and consistent presentation across screen sizes.

  • Dedicated pages for the company, its ventures and contact details.
  • Responsive navigation and reusable page components.
  • Page metadata and semantic content structure.

Skills

Banking & technology

Banking & risk

  • Credit assessment
  • Lending
  • Business banking
  • Credit risk
  • Loan settlement
  • Recovery

Compliance & operations

  • Customer onboarding
  • Documentation review
  • Regulatory compliance
  • Banking operations
  • Process improvement

Technology & data

  • Python
  • TypeScript
  • React & React Native
  • SQL & PostgreSQL
  • Data analysis
  • Microsoft Excel
  • Automation

Education

Academic background

BSc (Hons) Computer Science

University of the West of England

Villa College · Malé, Maldives

2023 – 2026

First-Class Honours

  • Dean’s List 2024, 2025 and 2026 · Dean’s Award 2026
  • Coursework included distributed and enterprise software development, operating systems, artificial intelligence and computer systems architecture.

Foundation Programme – Computer Science

Asia Pacific University

Kuala Lumpur, Malaysia

June 2022 – June 2023

  • CGPA: 3.39 / 4
  • Coursework included web applications, computer architecture and networking, and introduction to business.

Achievements

Competitions & achievements

MMA Tamweel FinLit Fest 2025

2nd Place · Team Lead

Led a three-person team in designing and developing Fin-IQ, an interactive Shariah-compliant financial-literacy platform for young people.

Youth Hack 2025

Participant · Lead Developer

Led development of OneSpace with a four-person team, building a community events platform using React Native, Expo and TypeScript.

Contact

Let’s connect

Always happy to connect about banking, financial services, FinTech or interesting projects.

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